Stressful car accidents become more complicated when the at-fault driver lacks adequate insurance coverage. In California, many drivers do not carry insurance or do not have policies that cover all the damage they may cause. If someone is involved in a crash with an uninsured or underinsured driver, it is likely they may struggle to recover compensation for expenses, lost wages, and other damages.
The state requires all drivers to carry minimum liability insurance. Unfortunately, some drivers do not comply with this. Additionally, some drivers purchase only the state-required minimum coverage, which may not be enough to cover extensive medical bills or property damage. If you are involved in a car accident with an uninsured or underinsured motorist, you may benefit from uninsured/underinsured (UM/UIM) insurance coverage.
UM/UIM coverage is optional, and it can help cover expenses when another driver does not have sufficient insurance. However, insurance companies may not pay out automatically, which means you may find yourself seeking legal guidance even if you have coverage of your own. Our lawyers know how to navigate uninsured/underinsured auto wrecks in San Mateo and could help you explore your legal options.
Filing a claim is not the end of the process for most people involved in these accidents. In fact, even filing a claim can be complex. Challenges may come from insurance companies disputing or undervaluing claims by arguing that the injuries are not severe enough or that the policy limits do not apply. Additionally, determining liability and securing resources can be difficult, especially with delays caused by lengthy investigations.
The experienced San Mateo lawyers at Solution Now Law Firm are well-versed in handling the many challenges that accompany uninsured and underinsured motor vehicle crashes. Legal representation could help gather evidence, negotiate with insurance providers, and explore other legal options.
Anybody who is dealing with an uninsured or underinsured driver has several legal options. They may file a UM/UIM claim with their own insurance provider in the hopes that the company will pay out.
The lawyers at Solution Now Law Firm provide assistance for victims of uninsured/underinsured car accidents in San Mateo. We provide personalized attention for every case, offering streamlined communication. Additionally, we offer expert guidance by assigning a group of professionals to every case. Representation is available on a contingency basis, which means you do not have to worry about payment until the case is resolved.
Solution Now Law Firm
N/a
