If you were hurt or lost a loved one in a car accident, you are probably aware that you may be able to recover compensation from the responsible driver. However, what you might not know is that you will not pursue this individual directly through legal action. Instead, you will file a claim with the at-fault motorist’s insurance company. The State of California Department of Motor Vehicles has established certain minimum auto insurance requirements to compensate victims who suffer losses because of the policyholder’s negligence.
However, while the process may seem as simple as filling out some forms, you may encounter numerous challenges when dealing with an insurer. Rather than putting your rights at risk, you should trust our team of auto wreck attorneys at the Solution Now Law Firm to seek all available monetary damages for your losses. Please call our office to schedule a no-cost consultation with a San Jose car accident insurance claim lawyer, and read on for a summary of the claims process.
In an at-fault state like California, injured victims pursue vehicle collision compensation by filing a claim with the responsible driver’s insurance company.
Once you complete the required forms and submit supporting documentation, the insurance company will review the information and respond to your request for payment. It is rare that you will receive the full amount included in your claim; instead, the insurer will either deny compensation or offer you a lowball amount to resolve your claim. To justify its response, the insurance company may allege:
While the insurer may have a rightful reason to deny your claim, it is more likely that the company is trying to protect its own bottom line. Under such circumstances, you may need to file a lawsuit in court with the help of a car collision insurance claim attorney in San Jose.
Our attorneys at the Solution Now Law Firm are prepared to fight for your right to compensation from the insurance company after a motor vehicle accident. We conduct a thorough investigation to ensure there is sufficient evidence to prove your rights, and we have access to resources that assist with our efforts. It is our goal to obtain damages that are fair and reasonable to cover your losses, so we will seek:
Even when you have not suffered a severe injury in a car accident, it can still be beneficial to hire an experienced attorney to assist with your insurance claim. During these negotiations, insurance adjusters will ask many questions about the accident that may affect the settlement offer you receive. Anyone filing a claim should be careful about what they do and do not say, which may be difficult after the shock of an accident and without legal knowledge.
The goal of insurance companies is not to pay a fair amount to victims but to minimize these payouts to maximize their own profit. These companies also have many financial resources and staff members on their side. A diligent San Jose lawyer could initiate the claims process and take over communications with the insurance company to ensure the car wreck case is handled effectively from start to finish.
San Jose is a busy city, and most people drive every day on their commute to work. Unfortunately, this fact means that accidents on our roads are common. When you are involved in a vehicle collision, you deserve compensation from insurance companies that covers all your losses. A seasoned San Jose car accident insurance claim lawyer could be your ally throughout this process.
This overview demonstrates why it is essential to retain experienced legal counsel after an auto accident. For more information on how we can assist with your insurance claim, please contact the Solution Now Law Firm right away. Set up a free case assessment with a San Jose car accident lawyer today.
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